Home » Tips for love, romance and your financial future

Tips for love, romance and your financial future

by UNN Feed
OneBank president Teri Williams
Teri Williams is president of OneUnited Bank.

The new year brings new beginnings, which is a great time to focus on love and finances.

Whether it’s self-love, romantic love or the love of our children, love has an impact on our money. Better to be intentional about the mixture of the two, rather than put our head in the sand and pretend as though they are completely separate. In fact, if our love and finances are not aligned, it could be disastrous.

Here are some tips on how to have a more successful year:

Self-love and finances

There are many psychological studies about the importance of loving yourself. Self-love is needed to achieve true happiness.

With all the divisiveness happening in 2024, self-love is even more important. However, self-love and particularly self-care can also impact your wallet. Some questions to ask yourself:

1. Do you pay yourself first? Whether you have a job or are self-employed, do you put aside money in an emergency savings account, retirement account or even a vacation savings account before you spend money on your wants or even other people’s needs?

Self-love requires you to put yourself first before you can help others.

2. Are you an emotional spender? As you go through the ups and downs of life, do you soothe your emotions by shopping?

Although many of us are familiar with “retail therapy” because we’re depressed, we can also “manic shop” when we experience success.

Getting a new job or contract, experiencing a new romantic relationship or celebrating the holidays, including Valentine’s Day, can send us into overdrive. Being able to control these moments of emotional spending can help us stay within our budget.

Romantic love and finances

Whether you are seeking a relationship or currently in one, romance cannot exist without finance.

The number one issue that impacts couple relationships in money. Many of us were raised on the fairy tale that we will meet our soul mate and…

Read the full article here

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